Run the numbers
SIP Calculator
See what a monthly SIP could grow into over time.
See what a monthly SIP could grow into
₹50,45,760
Invested ₹18,00,000 · Est. growth ₹32,45,760
Illustrative only, assuming a 12% p.a. annualised return. Not a guarantee or promise of returns. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Putting it side by side
How the common options actually compare
Every option has a place. The question is which one fits the job your money is actually doing right now.
Bank Savings Account | Fixed Deposit | Gold | Mutual Funds | |
|---|---|---|---|---|
| Liquidity | High — withdraw anytime | Moderate — penalty on early exit | Moderate — sell when needed | High — most funds are open-ended |
| Safety | High — capital protected | High — capital protected | Moderate — price can swing | Varies — depends on the fund type |
| Inflation Protection | Low — rarely beats inflation | Low — rarely beats inflation | Moderate — historically a hedge | Potentially high — equity-oriented funds aim to outpace inflation over time |
| Tax Efficiency | Low — interest taxed at your slab rate | Low — interest taxed at your slab rate | Moderate — depends on holding period and form | Moderate to high — depends on fund type and holding period |
| Growth Potential | Low | Low | Moderate | Market-linked — can be higher, but isn't guaranteed |
General, educational comparisons only — actual risk, liquidity, and returns vary by specific product, issuer, and market conditions. Not investment advice.
Put a number on it
Compare investment options
The same monthly amount, invested in different places. See how the illustrative numbers stack up.
Savings Account
₹7,00,454
at an assumed 3% p.a.
Fixed Deposit
₹8,70,472
at an assumed 7% p.a.
Gold
₹9,74,828
at an assumed 9% p.a.
Mutual Fund
₹11,61,695
at an assumed 12% p.a.
Illustrative only, using assumed long-term rates for comparison — not a guarantee or promise of returns, particularly for Gold and Mutual Funds, which are market-linked and can go up or down. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.